About "I Can’t Pay"


"I Can't Pay" is a program developed by Heartland Financial Services, LLC (HFS).  HFS has been helping consumers deal with debt problems for almost 20 years.  Please visit the HFS website at hfsdebtsolutions.com.

HFS works with some of the leading credit counseling organizations and bankruptcy panels in the country.  It also administers a program -- Legal Advocates for Seniors and People with Disabilities (LASPD) -- that offers the Judgment-Proof debt solution to seniors and people with disabilities.  Please visit the LASPD website at mylegaladvocates.org.

Click here to see the A+ rating that HFS has with the Better Business Bureau.

Our office is located at:

180 N. Michigan Avenue

Ste. 908

Chicago, Illinois  60601